Personal balance sheet
A licensed public accountant (CPC) prepares your personal balance sheet, the portrait of your net worth: what you own, what you owe and your net wealth. With signature, security paper and the association's visado included, ready for the bank or the embassy.
Requesting a quote doesn't commit you to anything
- You tell us about your case. It's free.
- We send you the price in writing, within 1 to 3 hours.
- You decide. If it works for you, we start. If not, you delete it with one click and pay nothing.
No one will pressure you. Your information is used only for your case.
Is it for you?
If any of these sounds like you, this procedure is for you.
- Individuals who need to prove their net worth: for higher-limit loans or credit cards, opening accounts, visa applications or to emigrate. Freelancers, owners of a firma personal (registered sole proprietorship), merchants or anyone with assets to prove
What's included and what isn't
Everything clear from the start. No fine print.
Includes
- Review of your supporting documents for assets (real estate, vehicles, accounts) and debts.
- Valuation and preparation of the statement of financial position.
- Preparation under the accounting principles accepted in Venezuela.
- Issued on security paper with the licensed accountant's signature and stamp.
- Visado from the Colegio de Contadores included.
Does not include
- The extra visado charge when your net worth is large and exceeds the base amount (it's adjusted, and we let you know beforehand).
- Formal appraisals of real estate or vehicles, if the bank requires them separately.
- Translation or apostille for use abroad (separate service). We can handle it separately:Translation →
- Immigration legal advice.
What you need
Check off what you already have. You don't need everything to request your quote.
You have 0 of 5.
- Cédula (Venezuelan national ID card) and current RIF (Venezuelan tax ID)
- Supporting documents for your assets: real estate documents, vehicles, account balances
- Supporting documents for your debts: credit lines, loans, balances payable
- Who it's addressed to (bank, embassy, institution)
- Your contact information to coordinate
How the process works
You do very little. We take care of the rest. The whole process: on average, 3 to 5 business days.
- Step 1
You send us your documents
You give us the supporting documents for your assets and debts.
You do this - Step 2
We put together your balance sheet
The accountant values and structures your personal balance sheet.
We do this - Step 3
We issue it with the visado
We issue it on security paper, with signature, stamp and the association's visado.
We do this - Result
Done
We hand it to you ready to submit.
You receive it
Once we have your supporting documents.
What it costs and how to pay
Clear from the start.
Our fee: we do all the work for you.
How you pay: You pay once, when we start. In dollars, in bolívares at the official BCV exchange rate, or with Cashea.
How is your investment calculated?
Your investment is a single, all-inclusive amount. What you pay us, professional fees from $65, which already include the balance sheet on security paper and the visado from the Colegio de Contadores
Possible adjustment, the association's visado is calculated on the size of your net worth; if it's large, it may go up. We tell you before we charge you Your accountant gives you the exact figure before you pay anything, no strings attached.
FAQ
What happens if I go to the bank or the consulate without a personal balance sheet?
They don't evaluate your application: the loan, the card or the visa requires seeing how much you have, and only a balance sheet signed by an accountant and carrying a visado proves it.
Why do they ask me for it?
For loans, higher-limit cards and visa applications.
How much does it cost?
The professional fee, from $65, includes the Colegio's visado for a standard net worth; if it's large, the visado is adjusted and we let you know before we charge you.
Is it the same as the income certification?
No: the certification shows how much you earn, the balance sheet shows how much you have. They're usually requested together.
What do I need to give you?
A list of your assets, accounts and debts with supporting documents; we give you the checklist.
About this procedure
If the income certification shows how much you earn, the personal balance sheet shows how much you have. It's the statement of financial position of an individual: it puts your assets (what you own), your liabilities (what you owe) and your net worth (the difference, your real wealth) in a single document. Banks ask for it for higher-limit loans and credit cards, and embassies often ask for it along with the income certification when they assess your financial standing for a visa.
Putting together a serious personal balance sheet isn't filling out a form: you have to identify and properly value your assets, match them against your debts, and present it under the accounting principles accepted in Venezuela, signed by a licensed public accountant. And as with any work by an accountant, you'll almost always be required to have it carry the visado of the Colegio de Contadores Públicos (the accountants' professional association) and be on security paper. That association visado is calculated precisely on the size of your net worth, and that's where people get lost.
We take care of the whole thing in a single service: the accountant reviews the supporting documents for your assets and debts, prepares the balance sheet under the standards, issues it on security paper with signature and stamp, and handles the visado. The base price covers the standard case; if your net worth is large, the association's visado goes up according to that size and we tell you clearly before we start. We don't sell a piece of paper: we sell the portrait of your financial standing, ready to get approved for whatever you're applying for.
Legal framework and important notes
Código Orgánico Tributario (Organic Tax Code)
- The personal balance sheet is signed by a licensed public accountant and carries a visado, under the standards of the Federación de Colegios de Contadores Públicos de Venezuela (national federation of public accountants' associations) and the accounting principles accepted in Venezuela
- The base price includes the visado; for large net worths, the association's visado is calculated on that size and may be adjusted
We guarantee our service, not what the agency decides. If something depends on them, we tell you clearly and in time.
Is your case different?Ask us, message us on WhatsApp or book a free consultation. A real person answers you.
With this procedure, almost everyone also asks for
Add them to your briefcase and we quote everything together, no strings attached.
