Sworn statement of not owning a home
It's a specific and very frequently requested sworn statement in which you declare before a notary that you don't own a home. It's an all-but-mandatory requirement for housing loans, subsidies and first-home programs, so it's smart to have it ready before you're asked for it.
Requesting a quote doesn't commit you to anything
- You tell us about your case. It's free.
- We send you the price in writing, within 1 to 3 hours.
- You decide. If it works for you, we start. If not, you delete it with one click and pay nothing.
No one will pressure you. Your information is used only for your case.
Is it for you?
If any of these sounds like you, this procedure is for you.
- For anyone about to apply for a housing or mortgage loan, for anyone applying for subsidies or first-home programs, and for anyone processing housing policy system benefits that require not being a homeowner
What's included and what isn't
Everything clear from the start. No fine print.
Includes
- Confirmation of the destination bank or program and the wording it requires.
- Drafting of the sworn statement of not owning a home.
- Scheduling the appointment at the Notaría Pública (government notary office).
- Support on signing day.
Does not include
- Processing the housing loan itself (only this requirement).
- The official notary fees, which are paid separately per page.
Add to your procedure
Check it and we include it in your quote. You decide at the end.
What you need
Check off what you already have. You don't need everything to request your quote.
You have 0 of 5.
- Knowing which bank or program it's addressed to
- Your personal details
- And your valid cédula (Venezuelan ID card), because you must appear and sign in person before the notary
- Important: the notary certifies that you appeared and made a statement under oath before them, not that what you declared is true
- Responsibility for the truth of what you declare is yours, and making a false statement before a public official has legal consequences
How the process works
You do very little. We take care of the rest. The whole process: on average, 2 to 4 business days.
- Step 1
Tell us who it's for
You tell us which bank or program you'll submit it to.
You do this - Step 2
We draft
We prepare the statement with the wording that bank or program expects.
We do this - Step 3
You swear
We schedule the appointment, and you appear, swear and sign with your cédula before the notary.
- Result
Done
We hand it to you authenticated, ready for your file.
You receive it
We draft it with the wording your bank or program expects, and you review it and sign it before the notary (a public official).
What it costs and how to pay
There are two separate payments, and we want you to see them clearly.
Our fee: we do all the work for you.
The official notary fee. It goes straight to the agency, and we give you the exact amount, with its receipt, before you pay anything.
How you pay: You pay once, when we start. In dollars, in bolívares at the official BCV exchange rate, or with Cashea.
How is your investment calculated?
Your investment has two parts, and we break them down for you separately. Our base professional fee, from $40, for confirming the wording your bank or program asks for, drafting the statement and handling the authentication
The official notary fee, which is calculated per page and paid in bolívares at the official exchange rate of the BCV (Central Bank of Venezuela) on the day of the procedure Your lawyer gives you the exact figure before you pay anything, no strings attached.
FAQ
What happens if I don't submit it or bring an outdated one?
The bank puts the housing loan on hold: without that statement it can't confirm that you qualify as a non-owner, and one with an old date gets sent back.
Why do they ask for it for the loan?
To confirm that you qualify as a non-owner.
How much does it cost?
The professional fee, from $40, covers drafting tailored to the bank and handling at the notary; the official fee is separate.
Does the same one work for any bank?
Almost, but each has its own wording; we tailor it to where it's going.
Does it expire?
It's usually requested with a recent date, so don't get it too far in advance. You go in person, with your valid cédula.
About this procedure
The sworn statement of not owning a home is a very specific, extremely high-demand document: in it you state under oath, before a notary, that you don't own a home. Why is it requested so often? Because it's a practically mandatory requirement to access housing loans, the benefits of the housing policy system (the contribution deducted from your salary), subsidies and first-home programs. Banks and institutions require it to confirm that the person applying for the benefit really doesn't own a home and therefore qualifies. Even though it sounds simple, it has two details that make the difference. First, the wording: each bank and each program has the language it expects, and a generic statement sometimes gets sent back. Second, the timing: it's usually requested as part of a package of recently dated documents, so it's smart to have it ready and done right so this one paper doesn't hold up your whole loan application. As with any sworn statement, the notary certifies your oath and the truthfulness is your responsibility. We draft it with the wording your bank or program expects and get it authenticated quickly so it fits into your loan file. If you need a sworn statement for another purpose, see the general Sworn statement.
Legal framework and important notes
Ley de Registros y Notarías (Registries and Notaries Law) · Código Civil (Civil Code)
- Important. The notary certifies that you appeared and made a statement under oath before them, not that what you declared is true
- Responsibility for the truth of what you declare is yours, and making a false statement before a public official has legal consequences
- Practical tip. Don't get it too far in advance, because banks usually require it with a recent date as part of the loan package
We guarantee our service, not what the agency decides. If something depends on them, we tell you clearly and in time.
Is your case different?Ask us, message us on WhatsApp or book a free consultation. A real person answers you.