Mortgage cancellation
We cancel a mortgage that's already been extinguished and clear it from the registry, leaving the entry clean. The formal close that leaves your property with no trace of the encumbrance.
Requesting a quote doesn't commit you to anything
- You tell us about your case. It's free.
- We send you the price in writing, within 1 to 3 hours.
- You decide. If it works for you, we start. If not, you delete it with one click and pay nothing.
No one will pressure you. Your information is used only for your case.
Is it for you?
If any of these sounds like you, this procedure is for you.
- Owners whose mortgage has already been extinguished but still appears in the registry entry, and who need to cancel it formally to clean up the property's history
What's included and what isn't
Everything clear from the start. No fine print.
Includes
- Checking the registry status of the property and of the lien or precautionary measure.
- Gathering the certificates, supporting documents or court order that apply.
- Drafting the cancellation document.
- Recording at the Registro Inmobiliario.
- A lawyer by your side throughout the procedure.
Does not include
- The official registry fee and the forms for the filing.
- BANAVIH costs when the home was bought with government funds. We can handle it separately:BANAVIH →
- The prior lien certificate, if required (separate service).
- The underlying lawsuit behind a court-ordered measure, when applicable.
Add to your procedure
Check it and we include it in your quote. You decide at the end.
What you need
Check off what you already have. You don't need everything to request your quote.
You have 0 of 4.
- Title deed of the property
- Creditor's certificate, proof of extinguishment or court order, depending on the instrument
- Cédulas (Venezuelan national ID cards) and details of the parties
- Your contact details to coordinate
How the process works
You do very little. We take care of the rest. The whole process: on average, 7 to 20 business days.
- Step 1
We review the registry status
We check the lien on the property.
We do this - Step 2
We gather the certificates
We get the creditor's paid-in-full letter or official letter.
We do this - Step 3
We record the cancellation
We sign the instrument at the Registro Inmobiliario.
We do this - Result
Done
Your property is left free of the encumbrance at the registry.
You receive it
Depending on the creditor, on BANAVIH, the national housing bank, if applicable, and on the registry.
What it costs and how to pay
There are two separate payments, and we want you to see them clearly.
Our fee: we do all the work for you.
The official registry fee. It goes straight to the agency, and we give you the exact amount, with its receipt, before you pay anything.
How you pay: 50% when we start and 50% on delivery. In dollars, in bolívares at the official BCV exchange rate, or with Cashea.
How is your investment calculated?
Your investment has two clearly separate parts. What you pay us, professional fees, from $120, for handling and recording the instrument from start to finish
What's paid to the State (SAREN, Venezuela's registries and notaries service), the registration fee and the forms that apply to the instrument The lawyer gives you the exact figure before you pay anything, no strings attached.
FAQ
What happens if I paid off the mortgage and don't cancel it at the registry?
As far as everyone else is concerned, your property is still mortgaged: you can't sell it or pledge it as collateral again. The bank won't do it for you.
Why does the mortgage still show up if I already paid?
Because the cancellation still has to be recorded; that's exactly what this procedure does.
How much does it cost?
The professional fee, from $120, covers dealing with the bank, drafting and recording; the official registry fee is separate.
What do I need to cancel it?
The bank's release certificate; with it, we record the cancellation.
What if the bank no longer exists?
There's a route for that; we explain it based on your case.
About this procedure
A mortgage cancellation is the act that permanently removes the mortgage from the property's registry entry, leaving the registry record as clean as if the encumbrance had never existed. It's closely related to a mortgage release, but the focus here is the formal close and the removal of the lien from the registry books. That's key when the mortgage has already been extinguished, through payment, by agreement or even with the passage of time, but the entry is still there, tarnishing the property's history. A property with an old, uncanceled mortgage raises suspicion with any buyer and can sink a sale even if the debt died years ago. We check the status of the mortgage, gather the supporting documents that prove it was extinguished, draft the cancellation document and record it at the Registro Inmobiliario so the lien officially disappears from the entry. We leave your property's history spotless, with no ghosts to scare off a future buyer.
Legal framework and important notes
Ley de Registros y Notarías (Registries and Notaries Law) · Código Civil (Civil Code) · Código de Procedimiento Civil (Code of Civil Procedure)
- The cancellation removes the lien from the registry entry once the mortgage is extinguished; it requires proof of extinguishment and is recorded at the registry
We guarantee our service, not what the agency decides. If something depends on them, we tell you clearly and in time.
Is your case different?Ask us, message us on WhatsApp or book a free consultation. A real person answers you.
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